Income, Capital Protection, and Short-Term Liquidity
An alternative investment in litigation finance with multi-tier capital protection. A unique opportunity to invest in short-term promissory notes backed by litigation finance, providing attractive returns while maintaining strong capital protection measures.
Our structured approach combines income generation with capital preservation, making it an ideal addition to diversified investment portfolios seeking uncorrelated returns in today's volatile markets.
Visit ​https://invest.m5op.com​ to request full set of investment materials
Investment Opportunity Overview
Capital Protection
Multi-tier protection framework ensures your principal investment is secured through insurance, surety bonds, and cross-collateralization.
Attractive Returns
Earn compelling, non-market correlated returns ranging from 44% to over 56% annualized (compounded), depending on your investment tier—designed to outperform traditional fixed income with shorter duration and enhanced capital protection.
Short Duration
Investments mature in just 120-180 days, providing excellent liquidity compared to traditional alternative investments.
Multi-Currency Options
Flexibility to invest in USD, GBP, EUR, AED, SGD, or CAD to match your portfolio needs and preferences.
Short Term Notes, High Returns
The notes are private placement secured short-term promissory notes issued in multiple currencies including USD, GBP, EUR, AED, SGD, and CAD. The investment is structured via Singapore and Luxembourg-regulated entities, providing a solid regulatory foundation.
Our multi-tranche return structure includes both enhancement and accumulator coupons, allowing investors to maximize their yield potential while maintaining capital protection.
Capital Efficiency with Legal Outcome-Driven Returns
Capital Investment
Investors provide funding through secured notes
Litigation Cases
Capital funds litigation with high probability of settlement
Legal Win/Settlement
Cases resolve through court decisions or settlements
Return to Investors
Payouts structured to match note maturity dates
The notes provide investors with access to legal claims that are expected to settle in 6 months or less. The investment thesis centers on monetization through winning or settling cases, with payouts carefully structured to align with note maturity dates, effectively reducing reinvestment risk.
How Is Your Capital Deployed?

Investor
Provides capital through note purchase

Investment Vehicle
Structures and manages the investment

Asset Vehicles
Receive direct loans for litigation funding

Litigation Cases
Vetted legal matters with high probability of success
Your capital is deployed through direct loans to asset vehicles that fund litigation. The notes focus on US, UK, UAE and European portfolios with carefully vetted legal partners and insured pipelines. The structure is pure debt – no equity investments – providing clarity on returns and capital protection.
In some cases, capital may also be used to refinance prior notes if needed for liquidity continuity, ensuring smooth operations across the platform.
Track Record as of Dec 2024
$77.5M
Total Funded
Across 661 deals
434
Fully Paid Back
Successful completions
0.00%
Current Series Default
Perfect record on current series
$10.2M
Interest Paid
Total returns to investors
4.6
Average Months
Typical note term
The notes established a strong track record of performance, demonstrating the reliability and effectiveness of our investment approach. With zero defaults in the current series we've proven our ability to select winning cases and protect investor capital.
100% Capital Protection: MTCP Framework

Tier 3: Cross-Collateralization
Any one case can pay off entire series
Tier 2: Surety Bond
Guarantees payment even if cases are delayed
Tier 1: Merits-Based Insurance
Full capital backstop if legal case fails
The Multi-Tier Capital Protection (MTCP) framework is the cornerstone of our investment security strategy. This comprehensive approach provides three independent layers of protection to ensure your capital remains secure regardless of case outcomes or timing.
Each tier addresses a specific risk scenario: insurance covers case failure, surety bonds handle timing delays, and cross-collateralization provides redundancy across the portfolio. This robust structure is designed to deliver peace of mind alongside attractive returns.
Built-In Scenarios to Handle Failure or Delay
If All Cases Fail
An AM Best-rated insurer provides comprehensive coverage for your capital, ensuring you receive your principal investment back even in the worst-case scenario where all litigation cases are unsuccessful.
If Cases Succeed But Are Late
The Surety Bond serves as a timing guarantee, redeeming investors on schedule even when case resolutions extend beyond the note maturity date, eliminating timing risk from your investment.
If Only One Case Succeeds
Through cross-collateralization, even a single successful case within the portfolio can generate sufficient returns to redeem the entire note series, providing redundancy against partial portfolio underperformance.
Investor Liquidity Timeline
Investment Day
Capital deployed to litigation funding
120-Day Maturity
Standard term completion
Optional Extension
Extend to 180 days for bonus returns
Coupon Payment
7 days after maturity
Principal Return
10 business days after maturity
The notes offer a clear and predictable liquidity timeline. The standard note maturity is 120 days, with an option to extend to 180 days for enhanced returns. This flexibility allows investors to optimize their yield based on their liquidity needs.
After maturity, coupons are paid within 7 days, and principal is returned within 10 business days. Additionally, the issuer reserves the right to prepay notes without penalty, potentially accelerating your returns.
Illustrative Payout Scenarios
The notes compelling returns across all investment tiers. The Gold series provides a 20% return over 180 days on a $100,000 investment, resulting in a total redemption of $120,000. The Diamond series offers an enhanced 23% return, turning a $250,000 investment into $307,500.
For larger investors, the Elite series delivers the highest potential returns at 25%+ when including the 3-year bonus structure, transforming a $500,000 investment into approximately $625,000 or more at redemption.
What Other Investors Ask – And What You Should Too
Insurance Protection
What happens if insurers refuse to pay?
Our insurance partners are AM Best-rated with strong track records. Policies are specifically designed for litigation finance with clear trigger events and payment terms.
Elite Bonus Structure
How does the 3-year bonus work in Elite?
Elite investors receive enhanced returns through an additional bonus structure that extends beyond the initial 180-day period, providing long-term yield enhancement.
Investment Tracking
Can I track my investment in real-time?
Investors receive regular updates on portfolio performance and case progression, though the nature of litigation means updates come at key milestones rather than continuously.
What Skeptical Investors Might Say
"What supports the high yield"
The high yield is justified by the short-term nature of the investment and its lack of correlation to traditional markets. Returns are driven by legal outcomes rather than market movements, creating a unique risk-return profile.
"What if all protections fail?"
The MTCP framework provides multiple, independent protection mechanisms including insurance, surety bonds, and careful case selection. These layers operate independently, making simultaneous failure extremely unlikely.
"There's no liquidity or resale market."
Unlike long-term private equity investments, The notes have a short 4-6 month hold period, significantly reducing the need for secondary market liquidity. The brief investment horizon is a feature, not a limitation.
Another common objection is that "Litigation is risky." We address this directly by focusing on redress cases with high probability of success, and by implementing comprehensive insurance coverage specifically designed for litigation risk.
Compliance & Protections
Our investment structure incorporates multiple layers of legal and regulatory safeguards to protect investor interests.
Regulation D / Rule 506(c)
Offering available exclusively to accredited investors, providing important investor protections while allowing access to alternative investments.
UCC-1 Filings
Perfect collateral rights through proper security interest documentation, creating a clear legal framework for investor protection.
Binding Arbitration
Efficient dispute resolution mechanisms ensure investor concerns can be addressed promptly and effectively if needed.
Secure Documentation
All investor materials handled via DocuSign, ensuring proper execution and maintenance of critical investment documents.
These legal and regulatory measures work together to create a compliant, transparent, and secure investment structure that protects investor interests throughout the investment lifecycle.
Ready to Participate? Here's How

Choose Your Series
Select Gold ($50K), Diamond ($150K), or Elite ($500K)
Complete Documentation
KYC and subscription documents via secure portal
Fund Your Account
Transfer investment amount to designated account
Receive Your Note
Official documentation confirming your investment
Getting is straightforward. First, determine which investment tier best suits your needs: Gold, Diamond, or Elite. Then complete the required KYC and subscription documents through our secure online portal.
Once your documentation is processed, you'll fund your account.
Learn More and Access Full Materials
Access our comprehensive investment documentation through a simple process:
Complete Documentation
View company overview, investment memo, PPM, FAQs, and full due diligence documentation
Brief NDA Required
Sign a confidentiality agreement to protect sensitive investment information
Secure Online Access
Visit https://invest.m5op.com to begin the process
Our straightforward process ensures you can access all materials while maintaining appropriate confidentiality standards.